The Downsides of Selling Your House Without an Agent

The Downsides of Selling Your House Without an Agent Simplifying The Market

Some Highlights Considering selling your house without an agent? You should know there are some serious downsides to handling it on your own. You’ll be missing out on marketing tools that draw in more buyers, pricing and market expertise, essential negotiation skills, in-depth knowledge of the fine print in contracts, and so much more. Don’t take all of this responsibility …

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Why a Vacation Home Is the Ultimate Summer Upgrade

Why a Vacation Home Is the Ultimate Summer Upgrade Simplifying The Market

Summer is officially here and that means it’s the perfect time to start planning where you want to vacation and unwind this season. If you’re excited about getting away and having some fun in the sun, it might make sense to consider if owning your own vacation home is right for you. An Ameriprise Financial survey sheds light on why …

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FHA Loans: Unlocking Homeownership Dreams

FHA Loans: Unlocking Homeownership Dreams Are you looking to buy a home? An FHA loan can be your key to unlocking the door to homeownership. It is a government-backed mortgage that can help you qualify for a home loan even if you have a lower credit score or a smaller down payment. Over 82% of FHA purchase mortgage endorsements in …

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Housing markets at most risk of a downturn

Rates sink lower

Ralph McLaughlin of Realtor.com reports on new mortgage rate data showing that rates are slowly decreasing in the U.S. This week, the Freddie Mac fixed rate for a 30-year mortgage dropped slightly by 0.04 percentage points to 6.95%. Meanwhile, the 10-year treasury yield remains steady at 4.27%. This minor rate decrease follows the Fed meeting, where Chairman Powell reaffirmed a …

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What You Need To Know About Today’s Down Payment Programs

What You Need To Know About Today’s Down Payment Programs Simplifying The Market

There’s no denying it’s gotten more challenging to buy a home, especially with today’s mortgage rates and home price appreciation. And that may be one of the big reasons you’re eager to look into grants and assistance programs to see if there’s anything you qualify for that can help. But unfortunately, many homebuyers feel like they don’t know where to …

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Worried About Mortgage Rates? Control the Controllables

Worried About Mortgage Rates? Control the Controllables Simplifying The Market

Chances are you’re hearing a lot about mortgage rates right now. You may even see some headlines talking about last week’s Federal Reserve (the Fed) meeting and what it means for rates. But the Fed doesn’t determine mortgage rates, even if the headlines make it sound like they do. The truth is, mortgage rates are impacted by a lot of …

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Do Elections Impact the Housing Market?

Do Elections Impact the Housing Market? Simplifying The Market

The 2024 Presidential election is just months away. As someone who’s thinking about potentially buying or selling a home, you’re probably curious about what effect, if any, elections have on the housing market. It’s a great question because buying or selling a home is a major decision, and it’s natural to wonder how such a major event might impact your …

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Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC]

Real Estate Is Still the Best Long-Term Investment [INFOGRAPHIC] Simplifying The Market

Some Highlights According to a recent poll from Gallup, real estate has been voted the best long-term investment for twelve straight years. That’s because a home is so much more just than a roof over your head. It’s also an asset that typically grows in value over time.  If you’ve been debating if it makes more sense to rent or …

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Homebuilders Aren’t Overbuilding, They’re Catching Up

Homebuilders Aren’t Overbuilding, They’re Catching Up Simplifying The Market

You may have heard that there are more brand-new homes available right now than the norm. Today, about one in three homes on the market are newly built. And if you’re wondering what that means for the housing market and for your own move, here’s what you need to know. Why This Isn’t Like 2008 People remember what happened to …

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Investor activity increases for the first time in 2 years

Investor purchases

A new Redfin report highlights a slight uptick in real estate investor activity, with purchases increasing 0.5% year-over-year in Q1 2024, the first increase since mid-2022. California markets experienced significant investor activity, especially in San Jose and Oakland, with investor purchases rising by over 20%. Source: Redfin (June 2024) According to Redfin, investors are becoming more active due to increased …

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Savings Strategies Every First-Time Homebuyer Needs To Know

Savings Strategies Every First-Time Homebuyer Needs To Know Simplifying The Market

If homeownership is on your goal sheet for your future, you’re probably working on your savings. And a big priority is making sure you’ve got a plan in place for things like your closing costs, down payment, and more. Here are a few strategies that can help speed up that process. Budget and Track Your Expenses: To start, create a …

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Our Summer 2024 Newport County Bucket List

Our Summer 2024 Newport County Bucket List

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Selling Smart: Why a Real Estate Agent Makes All the Difference

Selling Smart: Why a Real Estate Agent Makes All the Difference Simplifying The Market

If you’re considering selling your house on your own as a “For Sale by Owner” (FSBO), you want to think about if it’s really worth the extra stress. Going this route means shouldering a lot of responsibilities by yourself – and, if you’re not an expert, that opens the door for mistakes to happen and can quickly become overwhelming. A …

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Deducting HOA on a rental property: Tax rules explained

Did you know you may be able to save money on taxes every year by properly deducting homeowners association (HOA) fees for your rental property? These tax savings could really add up over the years, and be put towards improving the property, financing a new investment, or simply lining your pockets!  Deductions are about more than just reducing taxes. They’re …

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